Production Costs & Breakevens Worksheet
Our estimate of what an acre costs to grow, and the break-even price per bushel it implies. Every line has a blank cell beside it — put your own costs and your own yield in, and the totals and break-even move with them. Nothing you type here is sent anywhere or saved.
Eden Agency, Inc.
362 County Road 18P.O. Box 576
Ceresco, NE 68017
2026 Production Costs & Breakevens Worksheet
(Estimate)
| AVERAGE ESTIMATE |
CORN | YOUR COST |
CORN | YOUR COST |
S.BEANS | YOUR COST |
S.BEANS | YOUR COST |
|
|---|---|---|---|---|---|---|---|---|---|
| NI | IRR | NI | IRR | ||||||
| SEED | CORN $90-115 BEANS $60-90 | 110 | 120 | 75 | 75 | ||||
| FERTILIZER | NH3 $0.49 , 32% $0.69 /lb of N | 90 | 110 | - | - | ||||
| MAP 11-52-0 | MAP 11-52-0 $0.40 $/lb of product | 60 | 60 | 60 | 60 | ||||
| POTASH 0-0-60 | POTASH 0-0-60 $0.38 $/lb of K | 15 | 15 | - | - | ||||
| LIME | $50/TON APPLIED | 15 | - | 15 | - | ||||
| HERBICIDE | $70 - $110 | 85 | 85 | 85 | 85 | ||||
| INSECTICIDE | $5 - $20 | 8 | 10 | 5 | 10 | ||||
| FUNGICIDE (APPLIED) | $0 - $35 | 15 | 25 | 15 | 25 | ||||
| MPCI INSURANCE | $10 - $30 | 30 | 25 | 20 | 15 | ||||
| HAIL INSURANCE | $10 - $20 | 15 | 20 | 10 | 15 | ||||
| TOTAL INPUT COSTS | 443 | 470 | 285 | 285 | |||||
| TOTAL INPUT COSTS - $/BU | 2.33 | 2.00 | 4.91 | 4.07 | |||||
| LAND RENT (OR 2-3% RETURN ON YOUR LAND) | 190 | 280 | 190 | 280 | |||||
| RE TAXES | 45 | 60 | 45 | 60 | |||||
| INTEREST | 8 | 10 | 5 | 7 | |||||
| FAMILY LIVING, HEALTH INS, FED & STATE TAXES | 40 | 40 | 40 | 40 | |||||
| TOTAL LAND, INT. & LIVING | 283 | 390 | 280 | 387 | |||||
| TOTAL LAND, INT. & LIVING - $/BU | 1.49 | 1.66 | 4.83 | 5.53 | |||||
| TILLAGE | $0-$25 | - | - | - | - | ||||
| PLANTING/DRILLING | $30-$40 | 30 | 30 | 30 | 30 | ||||
| DRY FERT. APPLIED | $7-$10 | 8 | 8 | 8 | 8 | ||||
| ANHYDROUS APPLIED | $20-$25 | 20 | 20 | - | - | ||||
| SPRAYING | $9.5 x 2 | 19 | 19 | 19 | 19 | ||||
| IRRIGATION | $50-$100/A | - | 60 | - | 40 | ||||
| COMBINING | $40-$55 | 45 | 45 | 45 | 45 | ||||
| GRAIN CART | $2-$5 | 6 | 6 | 4 | 4 | ||||
| GRAIN HAULING | $.12-.25 | 30 | 38 | 10 | 12 | ||||
| DRYING | .05/point | 10 | 12 | - | - | ||||
| GRAIN STORAGE | $.03-.07/BU/mo | 5 | 7 | 2 | 2 | ||||
| PICK-UP/4 WHEELER/ TRAILERS/MISC | 10 | 15 | 10 | 15 | |||||
| TOTAL MACHINE & HANDLING | 183 | 260 | 128 | 175 | |||||
| TOTAL MACHINE & HANDLING - $/BU | 0.96 | 1.11 | 2.21 | 2.50 | |||||
| TOTAL COST PER ACRE | 909 | 1,120 | 693 | 847 | |||||
| AVERAGE YIELD PER ACRE (YOUR APH) | bu/ac | 190 | 235 | 58 | 70 | ||||
| BREAKEVEN COST PER BUSHEL | 4.78 | 4.76 | 11.95 | 12.10 | |||||
| TO GET A BREAKEVEN PRICE OF: | 4.50$/bu | 4.50$/bu | 10.50$/bu | 10.50$/bu | |||||
| YOUR YIELD MUST BE: | 202bu/ac | 249bu/ac | 66bu/ac | 81bu/ac | |||||
| If PRICE decreases by $0.25, your Yield must go UP by: | 10.5 | 13.0 | 1.2 | 1.5 | |||||
| EVERY $10 change in COST affects B.E. $/BU by: | $0.05 | $0.04 | $0.17 | $0.14 | |||||
| FERT | NH3 | 32% | Urea | Phos+ | Potash |
|---|---|---|---|---|---|
| 2020 | $455 | $255 | $380 | $400 | $360 |
| 2021 | $476 | $255 | $360 | $600 | $400 |
| 2022 | $1,425 | $700 | $1,020 | $930 | $820 |
| 2023 | $1,140 | $610 | $770 | $776 | $650 |
| 2024 | $730 | $380 | $550 | $800 | $495 |
| 2025 | $705 | $340 | $565 | $760 | $405 |
| 2026 | $800 | $440 | $550 | $800 | $450 |
| CORN | Spring | Harvest |
|---|---|---|
| 2021 | $4.58 | $5.37 |
| 2022 | $5.90 | $6.86 |
| 2023 | $5.91 | $4.88 |
| 2024 | $4.66 | $4.16 |
| 2025 | $4.70 | $4.22 |
| 2026 | $4.62 | $4.98 |
| 2027 | - | - |
| BEANS | Spring | Harvest |
|---|---|---|
| 2021 | $11.87 | $12.30 |
| 2022 | $14.33 | $13.81 |
| 2023 | $13.76 | $12.84 |
| 2024 | $11.55 | $10.03 |
| 2025 | $10.54 | $10.35 |
| 2026 | $11.09 | $12.89 |
| 2027 | - | - |
Spring and harvest prices are RMA's published discovery prices — the
same figures printed on your policy.
These are estimates to work from, not a quote and not
advice. Your own costs, ground and yields are what matter — that is what
the YOUR COST column is for.
Want to walk through your own numbers, or talk about how coverage fits against these costs? Call or email us — that conversation is what we're here for.